There are many consumer protection laws enforced at the federal level in the United States, and each state additionally enforces state-level laws designed to protect consumers from unfair and unethical business practices. Unfortunately, not all consumers are aware of the rights and protections these laws provide to them, and many businesses continue to take advantage of their customers’ lack of awareness of the consumer protection laws in place to protect them.
The Law Office of Quintin G. Shammam is a team of experienced San Diego attorneys focused on providing compassionate legal counsel to consumers who have been victimized by unfair business dealings. Attorney Quintin Shammam and his team take time to provide each client with individualized legal counsel, assisting them in determining their most viable options for legal recourse in response to unethical actions that cause tangible losses.
If you believe that you have suffered damages due to the unfair practices of a business in the San Diego area, our team can help you ensure accountability. To learn how a San Diego consumer protection attorney can provide the legal counsel you need in the difficult legal proceedings ahead, contact us today [Contact] and schedule a consultation with our firm.
Types of Consumer Protection Cases We Handle
It’s essential to find a San Diego consumer protection attorney who has experience dealing with cases similar to yours. This is because consumer rights cases tend to involve complex business statutes that the average person will not know how to address on their own, and it is also possible for them to have legal grounds to claim more compensation than they may initially expect.
Depending on the type of consumer protection case you intend to file, you could have the opportunity to join a class action suit already in motion, or it may behoove you to file your own case. In either situation, you benefit tremendously by investing in reliable legal representation you can trust. The Law Office of Quintin G. Shammam in San Diego can provide the robust legal counsel you need for a wide range of consumer protection cases.
Electronic Fund Transfer Act (EFTA) Violations
The EFTA exists to ensure that all financial transactions conducted online are done so in a secure and reliable manner. Therefore, if you have lost money in any online transaction due to the conduct of the seller or if you have been the victim of any type of fraud pertaining to your digital bank transactions, it’s possible that you have grounds for a lawsuit under the EFTA. The Law Office of Quintin G. Shammam will work closely with you to gather the documentation you will need to substantiate your case and prove the scope of the damages you suffered because of the defendant’s violation of the EFTA.
Privacy Violations
Any business that stores customer data has a duty of care to their customers, requiring them to protect that data from breaches and intrusions into their data storage framework. If your personal and/or payment data has been exposed in a data breach, you may have grounds to file a privacy violation claim against the business that neglected to safeguard your data. Your consumer protection attorney can work with you to determine the extent of the harm done by the breach and help you ensure accountability for the business that allowed your data to be needlessly exposed.
Fair Credit Reporting Act (FCRA) Violations
The FCRA exists to protect Americans from the adverse effects of errors in their credit score reports. If any credit bureau has mismanaged your credit history in any way resulting in damages, you likely have grounds to file an FCRA claim against them. The attorneys at the Law Office of Quintin G. Shammam will guide you through the process of building your case, highlighting the full scope of the adverse effects the defendant’s mishandling of your credit report has had on your life, including increased insurance premiums, refusal of employment, or denial of financing applications.
Bank Fraud Claims
Over the past several years, many Americans have been victimized by bank transaction scams; a recent example is the Zelle case, in which many victims were sent fraudulent text messages concerning their bank accounts at some of the largest banks in the country. If you have suffered financial losses due to any type of bank fraud, the team at the Law Office of Quintin G. Shammam can assist you in recovering your losses and holding the responsible party accountable for the damage they’ve done.
Lemon Law Violations
If you make a vehicle purchase or buy any other high-value item from a seller in San Diego, the seller must abide by applicable lemon laws and ensure they sell a viable product that performs as advertised. You have grounds for a lemon law case if a seller fraudulently misrepresented any aspect of a vehicle purchase or any other high-value product.
Chapter 7 Bankruptcy Filings
While most people carry negative preconceptions about bankruptcy, the reality is that the bankruptcy filing process can potentially provide a fresh start when an individual has been overwhelmed by debts they cannot repay. The team at Consumer Cares can help you navigate the bankruptcy filing process and secure relief from the debts that are overshadowing your personal finances.
What to Expect From Your San Diego Consumer Protection Attorney
Consumer protection cases are inherently complex, and one of the biggest challenges the average person is likely to face in any such case is determining which consumer protection laws apply to their situation. When you choose the Law Office of Quintin G. Shammam to represent you in any type of consumer protection case, you will have instant access to a reliable and responsive legal advocate who can answer questions and address concerns as they arise in your proceedings.
Our team is adept at helping clients recover the documentation they need to prove violations of consumer protection laws like the EFTA and the FCRA. We also know how to prove the full extent of the losses such violations can inflict on victims and their families. Whenever a corporation or large business is confronted with a consumer protection case, they are likely to seek the swiftest and quietest resolution to the matter possible. A lengthy public trial will diminish their reputation, but they will also seek to settle the case for as little as possible.
The average person has a much better chance of maximizing the results of any consumer protection case with the help of a seasoned attorney. When you have the Law Office of Quintin G. Shammam representing you, we will assist you in building the most compelling case possible that encourages the defendant to seek a swift settlement. Our team knows how to find all of the various damages you may be able to claim and will ensure the defendant offers a fair settlement. In the event that you must take your case to court, or if the defendant faces criminal penalties for their actions, we will let you know how these variables may impact your recovery.
FAQs
Q: Why Should I Hire a San Diego Consumer Protection Attorney?
A: You technically have the right to pursue legal recourse for your losses on your own without hiring legal counsel, but the average person is likely to encounter complex financial issues they do not know how to address on their own in this situation. Having reliable legal counsel on your side for your case significantly improves your chances of maximizing the results of your case as efficiently as possible.
Q: Will It Take a Long Time to Resolve My Case in San Diego?
A: Consumer protection cases can be very difficult to navigate, and if you are pursuing legal recourse against any major business in the San Diego area, they likely have powerful in-house legal counsel that will make your case as difficult as possible. Their job is to limit their employers’ financial exposure. If fault for your damages is clear, a good attorney can potentially help you resolve the case through private settlement, but if you must proceed with litigation for your claim or if the defendant has broken the law and faces a criminal trial in which you must participate as a witness, these factors will complicate your case and take much longer to resolve.
Q: How Much Will It Cost to Hire a San Diego Consumer Protection Attorney?
A: Every San Diego consumer protection attorney uses a different billing policy, and it is vital for you to fully understand a potential attorney’s policy before you agree to have them represent your case. Some attorneys offer flat rate pricing for specific legal services, while others charge hourly rates. When a client is seeking civil damages, their attorney may work on contingency, taking a percentage of the total amount recovered for the client without charging any upfront or ongoing legal fees.
The Law Office of Quintin G. Shammam has years of professional experience helping clients in San Diego and surrounding areas with consumer protection cases. The laws that could apply to your case may be complex and difficult to understand, but our team can provide the clarification and guidance you need in this challenging situation, helping you approach your proceedings with confidence and peace of mind. If you are ready to learn how an experienced San Diego consumer protection attorney can help with your case, contact us today and set up a case review with our team.